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Claiming Diminished Value After an Idaho Accident

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Uh-oh!

Your car is repaired but it's worth less!

Even after perfect repairs, a vehicle with an accident history is worth less than one without. This loss in resale value is called Diminished Value, and in Idaho, you are entitled to recover it from the at-fault driver’s insurance company.

It’s a real, tangible loss – especially for cars less than 5 years old. When you go to sell or trade in your vehicle, its accident history will lower the offers you receive.

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The at-fault party's insurance should pay for the lost value but they rarely do without a fight.
- Kristian Beckett - Attorney
Do You have a 'diminished value' claim?

Look for these Red Flags.

"We don't pay that" tactic
The adjuster immediately dismisses your claim, stating as policy that they “do not pay for diminished value.” This is a negotiation tactic, not a statement of Idaho law. They are legally required to consider it.
"Proper Repair" Argument
They claim that because your vehicle was repaired, it has been “restored to pre-loss condition” and has no diminished value. This intentionally ignores the market reality that a car with an accident history is worth less to a potential buyer.
A Low, Arbitrary Offer
The insurer offers a small, flat amount (like $300) without providing any report or calculation to justify it. This is often an attempt to make you go away for the lowest possible cost.
Demanding You Sell the Car
The adjuster may tell you that the only way to prove your loss is to actually sell the vehicle. This is untrue. The loss in value can be established through expert appraisals without you having to sell your car.

Discover more red flags

Short Pay

The Insurance Company's repair offer is too low and now you're stuck paying the difference out-of-pocket.

Learn More Read More
Total Loss

They're calling your car a "total loss," but their payout offer is far less than what your car was worth.

Learn More Read More
Loss of Use

You were without your vehicle while it was being fixed and the at-fault insurer isn't covering your costs.

Learn More Read More
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What's next?

Should you request a
case review?

If your situation sounds like one of these, it may be time for professional assistance. Before requesting a case review, check if you can say “yes” to any of these:

  • Was the other driver 100% at fault for the accident?
  • Is your vehicle a recent model year with significant repairs, making a drop in value likely?
  • Have you seen one or more of the "Red Flags" above from the at-fault insurer?
  • Have you asked for diminished value compensation and been denied or given a low-ball offer?
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If you checked any of these boxes, I invite you to request a case review from my team. You might have a strong case for diminished value.
Request a Case Evaluation